Home / Corporate Credit
A first for UAE ecommerceShop now. It's deducted from salary later.
No card, no loan application. Once your employer adds you to the XtraDeals partner panel, you simply choose Pay via Company Payroll at checkout — the amount is settled between XtraDeals and your employer, and deducted from your salary on the agreed cycle.
Checkout · Payment method
Pay via Company Payroll
Deducted from your next salary
Verified via
Partner Company Panel
Total
AED 249.00
This is what an eligible employee sees at checkout — no physical or virtual card is ever issued.
What the program is
Panel access, not a card.
There's no card, app, or loan application involved. Once a company partners with XtraDeals, its HR or admin team adds employees to XtraDeals' partner panel directly. That's what makes someone eligible — nothing is issued to the employee.
From there, it's a B2B arrangement: XtraDeals tracks what each employee purchases on payroll terms, invoices the employer, and the employer deducts the amount from that employee's salary on the agreed cycle.
Employer adds employees
HR or admin adds verified staff to the XtraDeals partner panel — no card is issued.
Full catalog access
Every category on XtraDeals is available through the payroll checkout option.
Settled B2B, via payroll
XtraDeals invoices the employer; the employer deducts it from salary.
Who can use it
Two sides of one partnership.
Companies
Any UAE-registered business that wants to offer staff a genuine, easy-to-explain benefit.
- Valid UAE trade license
- A named HR or admin contact
- Agreement on spending and payroll terms with XtraDeals
Employees
Staff added to the XtraDeals partner panel by their employer's HR or admin team.
- Added to the panel by their employer — no separate signup
- Verified work email or employee ID
- Active employment at that partner company
How it works
Two simple flows, one program.
1–3 For companies
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1
Apply for a partnership
Submit company details through the form below or speak with our team.
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2
Agree on terms
XtraDeals and your company set a spending limit and payroll deduction schedule.
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3
Add your employees to the panel
Your HR or admin team adds staff directly — the benefit goes live for them instantly, no card issued.
1–4 For employees
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1
Your employer adds you to the panel
Once HR adds you as a verified employee, you're eligible immediately — nothing to apply for.
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2
Browse and shop as usual
Add items to your cart across any category, just like any other shopper.
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3
Choose "Pay via Payroll" at checkout
Select it instead of a card — no card details needed, ever.
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4
It's deducted from your salary
XtraDeals invoices your employer, who deducts the amount on the agreed payroll cycle.
For partner companies
Why companies partner with us.
A benefit staff actually use
Practical, everyday value beats another line item no one redeems.
No cost to set up
There's no fee for companies to become a partner.
Flexible repayment structuring
Terms are agreed with your company — commonly aligned to payroll cycles.
Strengthens your benefits package
Sits alongside allowances and perks you already offer.
For employees
Why employees like it.
No personal card needed
Checkout with "Pay via Payroll" instead of a bank card — no card is issued to you.
Instant eligibility once added
No separate application — once HR adds you to the panel, you're set.
Deducted straight from payroll
One less thing to remember to pay separately.
Full access to the XtraDeals catalog
Electronics, home, beauty, grocery and more — no separate store.
Common questions
Corporate credit, quickly explained.
Is there a cost for my company to join?
No — there's no setup fee for companies. XtraDeals and your company simply agree on a spending limit and payroll deduction schedule before launch.
Does my company issue employees a card?
No card, physical or virtual, is ever issued. Your HR or admin team simply adds employees to the XtraDeals partner panel, and they see "Pay via Payroll" as a checkout option.
Who sets the repayment terms?
Terms are agreed directly between XtraDeals and each partner company during onboarding, so they fit how that company already runs payroll and benefits.
Can employees still pay normally?
Yes — "Pay via Payroll" is one option at checkout, not a requirement. Card and Cash on Delivery remain available as usual.
Have more questions? Visit our full FAQ page.
Bring Corporate Credit to your company.
Tell us a little about your company and our partnerships team will reach out to walk through terms and set-up — usually within two business days.
- No cost to apply or partner
- Works alongside your existing benefits
- Any company size, any Emirate
Request received
Thanks — our partnerships team will be in touch within two business days. This is a static demo, so no data was actually sent.